Edward Sanders

37 Year Resident of Danville, CA

Bachelor of Science, Business, University of Arizona

Certified College Funding Specialist, ACCFS

​Member of National Ethics Association

Welcome To Secure Your LifeStyle
Protecting ​and Preserving our Income

​​I'm passionate about helping people PROTECT AND PRESERVE THEIR INCOMES from:

✓ losses in an unpredictable stock market

✓ higher future taxes

✓ the rising cost of college

For more than a decade I’ve watched people let money leave their checkbook unknowingly and unnecessarily. Unknowingly because we did not know of an alternative. Unnecessarily because there are better alternatives.


My journey was to educate myself to become THE expert in little-known ways to alleviate these client concerns which help them sleep better at night.

I work with INDIVIDUALS and BUSINESSES CONCERNED ABOUT:

► LOSING MONEY IN THE STOCK MARKET especially just before retirement, like so many experienced       in the 2008/2009 “Great Recession.” I help us:

      ✓ LOCK IN GROWTH OF UP TO 12% on our money WITHOUT THE RISK of losing any money                  (the worst we can do in a down market is 0% return!) and

      ✓ do it so your MONEY GROWS TAX FREE and not just tax deferred, as it does in IRAs and 401Ks

► FUTURE TAX RATES BEING HIGHER THAN THEY ARE NOW (currently at a historical low!), resulting in LESS money for our retirement, which runs out SOONER than planned. I help us AVOID PAYING ANY INCOME TAXES on our retirement savings, while our money GROWS
TAX FREE with NO RISK to our principle (the worst we can do in a down market is 0% return!).

► NOT HAVING ACCESS TO THE CASH IN OUR RETIREMENT ACCOUNTS. I help us create a
FAMILY BANK, so we can TAP OUR MONEY without penalty and without reducing the accounts principle balance!

► ADULTS 59 YEARS OF AGE OR OLDER WITH 401K OR IRA RETIREMENT SAVINGS who now realize they will have to pay more in income tax than planned when they start taking distributions at age 59-1/2 or at the required age of 70-1/2. I help us convert your tax-deferred retirement savings into
TAX-FREE SAVINGS.

► COUPLES WHO WANT TO SEND THEIR KIDS TO COLLEGE but don’t want to sacrifice their retirement plans to do so. A 529 savings plan will actually count AGAINST us when applying for financial aid and may be lost in a market downturn! I help us redirect money otherwise paid in income taxes toward college savings (letting the government pay for college!).
College Planning.

► BUSINESS OWNERS WITH 11 OR MORE EMPLOYEES who think they’re paying more than their fair share of taxes. I can help us save up to 90%-95% on our current tax bill.

► If you're interested in how others, just like you, have protected and preserved their lifestyle from: an unpredictable stock market, higher future tax rates, or the rising cost of college, or want me to speak at an event, email me at:


ed@edwardfsanders.com

or call me at 925.413.7300